California, Texas, Arizona, Florida, Washington & Oregon

Make the move.

Stress free. Hassle free.

A short guide to the home buying process.

For most of us, a mortgage is one of the biggest financial decisions we’ll make. Securing a great loan means resting easy once your loan is approved.

PRO Tips for First-Time Homebuyers
Even if you’ve owned a home before, you may still qualify for first-time homebuyer advantages, such as lower rates or a small down payment.

Easy Steps to Closing

Start your application in just 5 minutes.

Or give us a call at 619-708-5438. We’d love to connect with you!

PRO Tips for First-Time Homebuyers

According to the U.S. Department of Housing and Urban Development (HUD), a first-time homebuyer is a person who meets any of the following:

Advantages for First-Time Homebuyers

As a qualified first-time home buyer, there are a lot of benefits available to you:

What People Are Saying

Highly recommend Scott for all your loan needs and feel Scott deserves a 5+ star rating. Scott patiently researched various loan options until we found the right refinance for my needs. He "listens", communicates, which is high on my list, efficient and always calm. It was a pleasure working with Scott and his team.
Sarah L.
Lakeside, CA
Scott went well beyond the "extra mile" to walk us through a complex process of finding the right lender and terms for our special needs. He was extremely courteous and forthright as we together worked through the various issues while he was providing solid suggestions and guidance.
Tom M.
Carlsbad, CA
Scott help my husband and I re-finance our townhouse this year and made the process as easy as it possibly could be. He conducted weekly calls with us to let us know the status of the loan and what would happen next. He was always available by email and phone to answer any questions. I would highly recommend working with Scott and his team!
Heather B.
San Diego, CA
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